ULOGA UPRAVNOG PRAVA I ORGANA U OČUVANJU FINANSIJSKE STABILNOSTI
DOI:
https://doi.org/10.59864/FinAdv310102DGKljučne reči:
upravno pravo, finansijska stabilnost, regulatorni nadzor, finansijski sistem, kontrola rizikaApstrakt
Finansijska stabilnost predstavlja ključni element ekonomske sigurnosti i održivog razvoja svake države. Njena uloga ogleda se u očuvanju poverenja učesnika na finansijskom tržištu, osiguravanju likvidnosti i solventnosti finansijskih institucija, te u sprečavanju sistemskih kriza koje mogu imati široke društvene i ekonomske posledice. Upravni organi, uključujući centralne banke, ministarstva finansija i specijalizovane regulatorne agencije, imaju ključnu ulogu u ostvarivanju ove stabilnosti kroz pravni i institucionalni okvir koji reguliše njihovo delovanje. Ovaj rad istražuje ulogu upravnog prava i nadležnih organa u očuvanju finansijske stabilnosti, fokusirajući se na regulativne funkcije, nadzorne aktivnosti, preventivne mere i sankcionisanje neodgovornih finansijskih aktera. Analiza se zasniva na komparativnom pristupu, uključujući pregled domaćih zakona, međunarodnih standarda (kao što su Basel III regulative i EU direktive), te studija slučaja intervencija Narodne banke Srbije u periodima finansijskih turbulencija. Rad pokazuje da efikasno sprovođenje upravnog prava doprinosi smanjenju sistemskih rizika, povećanju transparentnosti i odgovornosti finansijskih institucija, te očuvanju poverenja u finansijski sistem. Takođe, ukazuje na izazove koje donose nove tehnologije, globalni finansijski tokovi i potreba za stalnim unapređenjem regulatornog okvira. Zaključuje se da je koordinisana primena upravnog prava i snažan nadzor ključna strategija za očuvanje finansijske stabilnosti i dugoročno održiv ekonomski razvoj.Preuzimanja
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Sva prava zadržana (c) 2026 Dejan Gojkov, Rade Tesic (Author)
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